BRANCH LOCATIONS
515 S Minnesota Avenue
Sioux Falls, SD 57104
Phone: 605-361-1010
Fax: 605-361-5109
3310 W 49th St
Sioux Falls, SD 57106
Phone: 605-334-2400
Fax: 605-334-3427
549 Broadway
Centerville, SD 57014
Phone: 605-563-2207
Fax: 605-563-2437

Savings Products

  UTMA Regular
Savings
Platinum
Savings
IRA
Savings
Certificates
of Deposit

Minimum to Open None $25 $5,000 $50 $500

Quarterly Maintenance Charge None $1.00

If quarterly average daily balance is less than $25.00
$1.00

If quarterly average daily balance is less than $25.00
None None

ATM/Debit Card Surcharge free at ONE AMERICAN BANK and MoneyPass® network ATMs (other banks may apply surcharges) Surcharge free at ONE AMERICAN BANK and MoneyPass® network ATMs (other banks may apply surcharges) Surcharge free at ONE AMERICAN BANK and MoneyPass® network ATMs (other banks may apply surcharges) N/A N/A

Interest Yes. Variable. Yes. Variable. Yes. Variable. Yes. Variable. Fixed Rate for Term Chosen

Maximum Withdrawals Per Month #^6 #^6 #^6 #^6 Substantial Penalty for Early Withdrawal

Additional Benefits Free Internet Banking

+Free ATM/Debit Card

Convenient Quarterly Statement

+No annual fee credit card
Free Internet Banking

+Free ATM/Debit Card

Convenient Quarterly Statement

+No annual fee credit card
Free Internet Banking

+Free ATM/Debit Card

Convenient Quarterly Statement

+No annual fee credit card
Free Internet Banking

Convenient Quarterly Statement

+No annual fee credit card
Free Internet Banking

+No annual fee credit card

*The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
#A $1.00 charge per debit will be imposed for each debit over 6 during a four week period (18 per quarter).
^Federal Regulations limit the number of non-personal transfers to six (6) per month
+Subject to Approval.